SB Financial Valuation

SB Financial Investor Information

About 55.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.98. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. SB Financial Group last dividend was issued on the 13th of February 2026. The entity had 105:100 split on the 20th of January 2022. SB Financial Group is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.

SB Financial Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of SBFG implies not a very effective usage of assets in February.

SB Financial Profitability Analysis

Taking into consideration SB Financial's profitability measurements, SB Financial Group may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess SB Financial's ability to earn profits and add value for shareholders. The current Gross Profit is estimated to decrease to about 40.6 M. The current Pretax Profit Margin is estimated to decrease to 0.12

	Current Value	Last Year	Change From Last Year	10 Year Trend
Gross Profit Margin	0.55	0.63	Fairly Down	Very volatile
Net Profit Margin	0.088	0.13	Way Down	Pretty Stable
Operating Profit Margin	0.12	0.15	Significantly Down	Very volatile
Pretax Profit Margin	0.12	0.15	Significantly Down	Very volatile
Return On Assets	0.0056	0.0075	Way Down	Pretty Stable
Return On Equity	0.0494	0.081	Way Down	Very volatile

SB Financial Earnings per Share Projection vs Actual

The next projected EPS of SB Financial is estimated to be 0.65 with future projections ranging from a low of 0.65 to a high of 0.65. SB Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 2.19. Please be aware that the consensus of earnings estimates for SB Financial Group is based on EPS before non-recurring items and includes expenses related to employee stock options. SB Financial is projected to generate 0.65 in earnings per share on the 30th of June 2026. SB Financial earnings estimates show analyst consensus about projected SB Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on SB Financial's historical volatility. Many public companies, such as SB Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

SB Financial Earnings Estimation Breakdown

The calculation of SB Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of SB Financial is estimated to be 0.65 with the future projection ranging from a low of 0.65 to a high of 0.65. Please be aware that this consensus of annual earnings estimates for SB Financial Group is based on EPS before non-recurring items and includes expenses related to employee stock options.

SB Financial Earnings Projection Consensus

SB Financial Ownership Allocation

The market capitalization of SB Financial Group is $138.31 Million. Over half of SB Financial's outstanding shares are owned by institutions. These institutions are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the entity is less than the current market value, you may not be able generate positive returns on investment in the long run.

SB Financial Profitability Analysis

The company reported the previous year's revenue of 91.03 M. Net Income was 11.47 M with profit before overhead, payroll, taxes, and interest of 64.54 M.

SB Financial Past Distributions to stockholders

A single share of SB Financial represents a small ownership stake in the entity. As a stockholder of SBFG, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Investing in growth stocks can be very risky. If the company such as SB Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.

Valuation refers to the process of determining the present value of SB Financial Group and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value SBFG we look at many different elements of the entity such as SBFG's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.

When running SB Financial's price analysis, check to measure SB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy SB Financial is operating at the current time. Most of SB Financial's value examination focuses on studying past and present price action to predict the probability of SB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move SB Financial's price. Additionally, you may evaluate how the addition of SB Financial to your portfolios can decrease your overall portfolio volatility.